Terms & Conditions

Last updated: October 2026

By using this website or requesting our services, you agree to these terms. Each product — including loans, insurance policies, investment services, payment services, or other financial products — may also have its own agreement and conditions provided before you proceed.

Eligibility

You must be an adult who can legally enter into a contract. Some products may require identity, credit, income, employment, residency, or other eligibility checks before services can be provided.

Applications

Submitting an enquiry or application does not guarantee approval, funding, coverage, or acceptance. Decisions may depend on verification, documentation, eligibility requirements, and the criteria of the applicable provider.

Your responsibilities

Keep your login details secure where applicable and provide accurate, complete, and current information. You must not submit misleading information or use the website for unauthorized or unlawful purposes.

Financial information

Website content, rates, calculators, estimates, and examples are provided for general information. Actual costs, repayments, returns, fees, and terms may vary based on your circumstances and the selected product.

Investment risk

Investments can fall as well as rise and may result in losses. Past performance, historical returns, forecasts, or illustrations are not guarantees of future performance.

Third-party providers

Some services may involve lenders, insurers, investment providers, financial institutions, or other third parties. Their separate terms, fees, conditions, and privacy policies may also apply.

Website availability

We aim to keep the website available and secure, but uninterrupted or error-free access is not guaranteed. Maintenance, technical issues, updates, or circumstances outside reasonable control may affect availability.

Changes to these terms

These terms may be updated periodically to reflect changes in our services, technology, or applicable requirements. Updated terms become effective when published on this website.